Needs Analysis for Change
NHS FPX 6008 Assessment 2 Needs Analysis for Change healthcare is an essential human right. The rising costs and inadequate coverage for insurance coverage in the United States constitute a substantial healthcare challenge to our economic system (Galvani and Co. (2020). The lack of insurance could result in the lack of access to healthcare for large numbers of families, as well as patients. The result is poor results in health, as well as increasing pressure on the health system (Institute of Medicine, 2019). This study of demand will look at the cost of healthcare caused by lack of insurance coverage and its implications for the health system in addition to the people who suffer.
According to some estimates, it is believed that the United States bears one of the most expensive healthcare costs around the world, and healthcare expenses make up more than 17% of its gross domestic product (GDP) (Yang, 2022). But, despite this enormous expenditure, the United States faces a serious health concern due to inadequate insurance coverage for thousands of Americans. Lack of coverage can lead to delay or even avoidance of medical treatment, which could negatively affect overall health (Gonzalez and others. 2021). Reff: capella Nurs 6008
The issue of health insurance for those who are poor, as well as the lack of health insurance coverage, affects people of all kinds of backgrounds, but this is especially true for those with low incomes and families. Even after the adoption of the Affordable Care Act (ACA) in 2010, which was intended to broaden health insurance, a lot of Americans remain uninsured or in a state of non-coverage (ACA 2019. ).
Economic Issues of Inadequate Health Insurance
The issue of disparities in income caused by the lack of health insurance coverage is a major obstacle to accessibility to vital health services, and it negatively impacts the well-being and overall health of the people (Keisler-Starkey and Bunch 2021). The issue is apparent in businesses such as workplaces, associations, and organizations, as well as in communities. The result is that people are unable to access vital medical care, which may lead to lower health, higher costs for healthcare, and decreased effectiveness.
NHS FPX 6008 Assessment 2 healthcare insurance could affect businesses, which can result in the cost of healthcare going up, a decline in employee productivity, and an increase in absenteeism. If employees cannot access vital medical services due to insufficient insurance coverage, then the likelihood of being sick and needing urgent medical treatment increases and leads to increasing healthcare expenses to the business (Folger 2021).
Lack of health insurance leads to an increase in productivity and also raises the possibility of being absent from work, as employees are more likely to see a doctor or refuse medical treatment because of budgetary constraints. It could lead to more health issues that are related to the body, longer recovery times, and a rising rate of absenteeism. The negative impact could be detrimental to the performance of the company as well as their financial efficiency (Folger 2021 ).
NHS FPX 6008 Assessment 2 Needs Analysis for Change
The reason for tackling this issue is simple. Providing everyone with healthcare insurance at a reasonable cost increases the overall health of individuals as well as the general population, improves the quality of healthcare, and reduces expenses (Chernew and coworkers. 2021). However, there’s a gap in accessibility to health insurance coverage as well as the demands of those who aren’t able to access health care due to the fact that this.
Recent data from the United States Census Bureau reveals that over 28 million Americans had no health coverage in the year 2020. It’s a 0.8 percent decrease over the previous year. The primary reason for this may be due to the strict requirements to be eligible and the absence of alternatives to insurance (Keisler-Starkey and Bunch before 2021). The gap in coverage can have an effect on individuals with low incomes in addition to those of minority groups and could result in health outcome gaps and increase the gap between them.
The issue of health insurance coverage not being sufficient is a complicated plan that includes expanding access to NURS FPX 6008 Assessment 2 healthcare and the elimination of health-related barriers that affect everyone as well as the promotion of policies that focus on health and wellness for all members of the society (Keisler-Starkey and Bunch 2021).
Socioeconomic and Diversity Disparities
Disparities between ethnic and socioeconomic groups are the most significant reason for the absence of insurance for healthcare coverage for access to healthcare. People with lower incomes, as well as people of color, are severely financially impacted by the cost of health care and are most susceptible to difficulties in access to health care, as well as a lower standard of living (Ndugga and Artiga 2021).
The study, which was published in the American Journal of Public Health, states that people who earn less are more likely not to have insurance to cover their health. Insurance rates vary between 25 and 40% for those who live less than 200 percent of the Federal income level of poverty (Table 2020 ). In the same way, people who belong to minority groups that are racial or ethnically based tend to be more susceptible to not having insurance and suffer rates as high as 19% for Hispanics, 11% among Black people, and 8 percent for Whites who don’t Hispanic (Artiga and Co. 2021).
Related Assessments: NURS FPX 6008 Assessment 1
The disparities in the coverage of healthcare insurance can be significant and affect the accessibility to health and healthcare treatment. Those without insurance may be less likely to get healthcare services for preventive purposes, as well as the management of chronic illnesses and medical care that is required (Daghlas and the co. 2021). The lack of access to healthcare could cause a decrease in health and higher costs of healthcare, particularly for chronic illnesses.
To tackle the socioeconomic disparities and health access and access to health care, we must adopt specific strategies and policies designed to improve the well-being and health of those in the poorest areas and those who are dominated by those who are of color. This could be accomplished by the expansion of Medicaid coverage, as well as increasing the availability of low-cost insurance plans that cover healthcare and removing health barriers that are systemic, like transport, language, or obstacles to accessing healthcare because of the culture.
Evidence-Based Sources
Sources based upon research highlight the necessity of dealing with inadequate healthcare insurance to assist in increasing accessibility to healthcare services and improve the health of individuals as well as the communities and overall health. These sources insist on the necessity of modifying or planning for the implementation:
The research published within the Journal of Health Economics reveals the fact that increasing Medicaid coverage is linked with significant increases of access to health care especially for those living in poverty or who suffer from ongoing health conditions (Carpenter and Sansone in 2021).
Research conducted within Health Affairs posits that implementing strategies for gaining the availability of affordable health insurance can improve health outcomes as well as decrease healthcare expenses (Young as well as coworkers. 2021).
Health Insurance Coverage
The research carried out by the Kaiser Family Foundation highlights significant differences in the health insurance coverage of different ethnic and racial communities and thus highlights the need for policies that tackle the gap (Artiga and Co., 2021).
A research published in the Journal of General Internal Medicine declares that the issue of health insurance coverage that is inadequate will require an entire approach that includes increasing the quantity of health insurance coverage and encouraging strategies that focus on access to healthcare and the health of communities in addition to the barriers to accessibility that exist (Shrank and Co. 2021).
NHS FPX 6008 Assessment 2 Implementation strategies to be thought of for alleviating the problem of insufficient coverage of health insurance could include the expansion of Medicaid coverage. This would provide more affordable health insurance as well as implement strategies to improve the well-being of communities and remove the barriers to access that are systemic and hinder accessibility to health services. Plans could include a rise in the number of healthcare professionals who are able to offer the best quality of medical care for people who need it.
Implementation Plans to Address Inadequate Health Insurance
The changes proposed (improving the accessibility of insurance coverage for health) or the method for implementation to address the issue of a lack of insurance coverage health may be the reason for several expected outcomes as well as the potential for growth, specifically when it comes to the financial aspects. The expected outcomes of the plan for implementation include increased access to healthcare and improved health outcomes for those living in communities. Additionally, the overall satisfaction of health specialists and the facility is predicted. Potential growth opportunities and expected outcomes could include:
The health outcomes of HTML0 are improved access to health services can improve quality of life and lessen the strain on society caused by illnesses that can be treated however persistent. Significant reductions in the mortality rate, especially for those with less income, following the increase in Medicaid coverage is a obvious proof (Barbot 2020).
NHS FPX 6008 Assessment 2 Needs Analysis for Change
The increase in efficiency due to physical and mental fitness could result in higher efficiency at work, since individuals who are healthier will perform better in completing what they’re assigned to perform. Wellness programs created for workplaces that are focused on health and wellness of employees can improve productivity and satisfaction of the employees (Lyons and co. 2022).
Lower cost of healthcare by improving the high quality of care access to healthcare providers that don’t cover healthcare are less likely of having to visit emergency rooms or other high-cost healthcare. An analysis done by the Commonwealth Fund indicates that expanding Medicaid coverage will significantly lower healthcare costs, specifically for those with lower incomes (Ward 2020).
Economic growth activities Improvements in the quality of life, productivity and a lower costs can lead to greater stability and growth. A study conducted by Raghupathi and Raghupathi (2020) discovered that the increase in health care benefits could positively impact the growth of the economy, especially because of the growth in employment, as well as the increased costs for health care.
Conclusion
In conclusion of NHS FPX6008 Assessment 2 deep investigation of the issue of insurance for economic health in the lack of coverage by insurance for health clinics that provide primary care identified a myriad of solutions to enhance the accessibility of healthcare even for people who don’t own coverage through insurance. With these alternatives, the clinic will be in a position to improve the services offered to patients and enhance the results of healthcare services for every person within our communities.
References
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Carpenter, C. S., & Sansone, D. (2021). Smoking and taxes on cigarettes among the sexually minoritized. Journal of Health Economics, 79, 102492. https://doi.org/10.1016/j.jhealeco.2021.102492
Chernew, M., Cutler, D., & Shah, S. (2021, August 18). Healthcare cost reductions: How do states lower health costs? | Commonwealth Fund. Www.commonwealthfund.org. https://www.commonwealthfund.org/publications/fund-reports/2021/aug/reducing-health-care-sp ending-what-tools-can-states-leverage
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Gonzalez, D., Karpman, M., Kenney, G., & Zuckerman, S. (2021). Health care was delayed and not provided for adults who are not elderly during the COVID-19 epidemic. Urban.org. https://www.urban.org/sites/default/files/publication/103651/delayed-and-forgone-health-care-for
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